Your Trusted Digital Loan Partner

Collateral-free100% OnlineFunds in Hours

A flagship digital lending product by Jhalod Vikas, combining financial expertise with fintech innovation to deliver fast, inclusive credit solutions.

Key Features

Smart Features for Smart Borrowers

100% Digital

No branch visits required

24/7 Service

Apply anytime, anywhere

Up to ₹5 Lakhs

For all your urgent needs

Flexible EMI

Match your pay cycle

Secure Process

Bank-grade encryption

Quick Approval

Get funds in hours

How It Works

Get Your Loan in 4 Simple Steps

Download App

Get Jhalod Vikas from Play Store

Quick KYC

Complete eKYC in 2 minutes

Get Approval

Instant AI-powered decision

Receive Funds

Money in your bank account

Why Choose Us

Benefits of Jhalod Vikas

Instant Digital Process: 2-min application, eKYC verification

Collateral-Free: Loans up to ₹5 lakhs without asset pledge

Smart Approval: AI-powered decisions in minutes

24/7 Access: Apply anytime via mobile/desktop

Transparent: No hidden charges or surprises

RBI-registered NBFC partner for complete safety

Minimal Documentation

Just Aadhaar & PAN required

Flexible Repayment

Choose your EMI date

Bank-Grade Security

256-bit SSL encryption